Real-estate-backed financing for companies

Three steps. No waiting.

You provide the basics, we decide from data. The rest is speed, not paperwork.

5min

Tell us the basics

Company, amount and the property used as collateral. Online, no attachments — we fill in the rest from the cadastre and market data.

1hr

We assess

We evaluate creditworthiness and the property automatically from data, a person decides. No appraiser, no credit committee.

48hr

Signature and money

A readable contract with terms you already know. After signing we send the money to the company account.

from0% p.a.

annual rate — fixed after the offer

the only fee, upfront

0minutes

application and decision

0hours

money usually in the account

We like banks. They're just slow.

Your company is a good client for a bank — it just has no time for you. We decide at the pace you do business.

DecisionBankweeks, credit committeeFirmentaminutes

DocumentsBankmountains of paperworkFirmentaminimum — data from the cadastre

AssessmentBanka rigid templateFirmentathe substance of the business

PriceBankfee schedule, exceptionsFirmentathree lines, in writing upfront

DisbursementBankafter weeksFirmentausually within 48 hours

For companies going somewhere.

We finance established and growing companies — s.r.o., a.s. and sole traders with turnover. Not small one-off loans.

A growing company with an opportunity

A new order, a warehouse, a machine — and time is against you. With us you have the money before the competition does.

Growth

A company with real estate

Release capital from your property for growth. Your property works for your business.

Property

Seasonal business and cash flow

Bridge the swings without missing an order. Seasonality is context, not an obstacle.

Seasonality

Investor and developer

Fast, secured financing for projects when the bank can't keep up with the market.

Development

Straight talk._

Who is the financing for?

Exclusively for entrepreneurs and companies — s.r.o., a.s. and sole traders with turnover — for business purposes. We do not provide consumer loans or small one-off loans.

How much does it cost — really, in total?

An annual rate from 12% p.a. (individually, based on creditworthiness and collateral) and a one-time fee of 7% of the loan amount, upfront. That's all. You get your exact rate and instalment in writing before signing.

How quickly will I have the money?

You get the loan decision within minutes. After signing the contract we send the money usually within 48 hours.

What do I need to provide?

A minimum — company identification and the property used as collateral. We evaluate both creditworthiness and the property value automatically from available data (cadastre, market valuation).

What property can serve as collateral?

Residential and commercial properties and land in the Czech Republic. The assessment runs automatically within the application — within minutes you know whether the property qualifies.

We're a young s.r.o. with non-standard income. Does that matter?

Not necessarily. We assess the substance of the business and the value of the collateral, not a banking template. Seasonality or an atypical structure are not automatic obstacles.

Let's make a fair deal.

Leave us your contact and within 24 hours we'll get back to you with a concrete offer — including the exact instalment and all terms.

Terms in writing upfront, to the last crown
A decision in minutes
Money usually within 48 hours

No commitment·No assessment fee·Personal contact within 24 hours